Public Liability Insurance

Sometimes, due to unfavourable weather or unforeseen circumstances an accident may occur, and if a person, whether a member of the general public or a club member, suffers an injury or damage to their property and they feel that this is the fault of the club or its members, they may take legal action against the club or the members involved. If they can prove that the club and/or individual is responsible, then the club or member may be ordered to compensate them and this cost can usually be covered by public and products liability insurance. Most State Federations require member clubs to carry Public Liability Insurance to protect the club including office bearers, walks leaders, members and, in turn the State Federation.

The Public Liability Policy is designed to pay, by way of compensation on behalf of the Insured (the club), all sums which the Insured shall become legally liable to pay in respect to injury and or damage as a result of an occurrence in connection with the insured activities of the club, subject to the terms, conditions and exclusions of the policy. This Policy currently provides a Limit of Liability - $20,000,000 for any one occurrence.

Renewal Arrangements for 2017-2018

The Bushwalking Australia Public Liability insurance policy has been renewed from 1 July 2017 without change to insurer, conditions or endorsements, and with no change to the overall cost of the policy.  There may be a small change to the cost per member after taking into account the number of members to be covered.  Clubs that submitted renewal questionnaires requesting cover under this policy will automatically have their cover renewed from 1 July.  Invoices are expected to be distributed by the state office in the first couple of weeks of July with payment required by 14 August at the latest.

Policy Documents

 

 

Frequently Asked Questions

The FAQs are provided to assist member clubs gain a better understanding of the insurance arrangements organised on their behalf by Bushwalking Australia (BA).  Additional questions will be added over time and suggestions for topics to be covered are welcome at any time by emailing Bushwalking Australia at info@bushwalkingaustralia.org 

pdfInsurance_FAQs511.02 KB (Updated 2-7-2016)